You want to lower the cost of ownership
Own a vacation home without carrying the full purchase price and ongoing expenses alone.
Vacation Property Partners
Own the vacation home you've always wanted...
Or get twice the vacation home you thought you could afford!
Split the major costs of ownership:
- Down payment and purchase price
- Mortgage, taxes, insurance, and HOA
- Maintenance and ownership responsibilities
While enjoying true property ownership and a clear plan for usage, expenses, and decisions.
Matched around more than budget.
We help you find a compatible co-owner based on location, usage, finances, property preferences, and ownership expectations.
Find out whether co-ownership is right for you
We'll review your goals and follow up with practical next steps.
This is not a timeshare or vacation club.
You and a partner own one specific property together.
Co-ownership may be right for you if:
A good fit for buyers who want affordability, control, and a clear co-ownership structure.
You want a compatible co-owner
Match around budget, location, usage, and ownership expectations.
You want real property ownership
Not a timeshare, vacation club, or managed fractional program.
You want a clear agreement
Set expectations for usage, expenses, maintenance, decisions, and exit plans.
You want simple management tools
Coordinate schedules and manage the property fairly.
How it works
We help you find a compatible person to co-buy one vacation home with, so you can split the cost and manage ownership clearly.
Step 1
Tell us your budget, location, and usage goals
We learn what you're looking for and whether co-ownership is a fit for your situation.
Step 2
We introduce you to compatible co-buyers
Search together or with a trusted agent, align on key terms up front with our Letter of Understanding tool, and move forward with a transparent co-ownership framework before you buy.
Step 3
Use our framework to buy and manage the home together
Keep stays, responsibilities, property management, and shared decisions organized with tools built for smooth, long-term co-ownership support.
Why co-ownership works
Vacation Property Partners helps you pair with a compatible co-owner, purchase with a clear framework, and enjoy more home for less cost and complexity.
Affordability
Making vacation home ownership affordable
Pairing with a compatible co-owner and splitting the purchase price and ongoing property expenses cuts the cost of owning a vacation home in half, or gets you twice the home you thought you could afford!
All while maintaining control and getting all the usage you need.
True Ownership
Co-ownership is NOT a timeshare
You OWN the property… any property, anywhere. You have complete control!
- You set the rules
- You decide on usage and decorating
- No surprise fees
- You benefit from appreciation of the property
What's included
What you get when you join VPP
- Guidance through the entire co-ownership process
- Matching with compatible partners
- Cash flow comparison tools
- Comprehensive Letter of Understanding (LOU) for usage, management, disputes, and exit strategy
- ½ % Buyers' Cash Rebate via referred Agents
Tools that build confidence
From purchase planning to long-term protection, we make co-ownership simple and secure – designed for peace of mind at every step.
Cashflow calculator
Model ownership costs, partner splits, and projected monthly cashflow before you buy.
Open calculatorLetter of understanding
Use our custom Letter of Understanding generator to create a comprehensive co-ownership agreement covering usage, management, finances, dispute resolution, and exit strategy — customized to your situation. Common topics include:
Explore frameworkShared calendar
Coordinate stays, manage rentals and maintenance, and track usage with your personalized calendar.
View calendar toolsCash rebate on your vacation home purchase
Up to ½% cash rebate on your vacation home purchase when you use one of our top local referred buyers' agents.
See how much cash you can get back!
Unique “3D” financial protection*
Exclusive access to financial protection for up to one year of property expenses in case of:
- Death
- Divorce
- Disability
*Coming soon
Free vacations around the world
Your purchase includes a free one-year ThirdHome.com membership.
Exchange unused time in your home for unlimited stays worldwide at no cost!
Find out whether co-ownership is right for you
Free to inquire. No obligation.
We'll review your goals and follow up with practical next steps.