Vacation Property Partners

Cut the cost of a vacation home in half!

Powered by co-ownership

  • Your purchase price and down payment
  • Your mortgage, taxes, and insurance
  • Your maintenance and HOA costs
  • ...all cut in half!

It's NOT a timeshare or fractional

It's just two partners sharing a single property

Start your co-ownership journey!

No Cost! No Obligation!

How it works

We help you find a compatible co-owner, buy the right vacation home together, and manage ownership with clear expectations from day one.

Step 1

Find your co-owner

Use compatibility criteria like location, budget, usage patterns, and home style to connect with a like-minded partner.

Step 2

Find your home,

buy with confidence

Search together or with a trusted agent, align on key terms up front with our Letter of Understanding tool, and move forward with a transparent co-ownership framework.

Step 3

Manage ownership

Keep stays, responsibilities, property management, and shared decisions organized with tools built for smooth, long-term co-ownership.

Why co-ownership works

Vacation Property Partners helps you pair with a compatible co-owner, purchase with a clear framework, and enjoy more home for less cost and complexity.

Affordability

Making vacation home ownership affordable

Pairing with a compatible co-owner and splitting the purchase price and ongoing property expenses cuts the cost of owning a vacation home in half, or gets you twice the home you thought you could afford!

All while maintaining control and getting all the usage you need.

Tropical vacation home with private pool
Luxury vacation home with pool at dusk

True Ownership

Co-ownership is NOT a timeshare

You OWN the property… any property, anywhere. You have complete control!

  • You set the rules
  • You decide on usage and decorating
  • No surprise fees
  • You benefit from appreciation of the property

What's included

What you get when you join VPP

  • Guidance through the entire co-ownership process
  • Matching with compatible partners
  • Cash flow comparison tools
  • Comprehensive Letter of Understanding (LOU) for usage, management, disputes, and exit strategy
  • ½ % Buyers' Cash Rebate via referred Agents
Cozy mountain vacation home at sunset

Tools that build confidence

From purchase planning to long-term protection, we make co-ownership simple and secure – designed for peace of mind at every step.

Cashflow calculator

Model ownership costs, partner splits, and projected monthly cashflow before you buy.

Open calculator

Letter of understanding

Use our custom Letter of Understanding generator to create a comprehensive co-ownership agreement covering usage, management, finances, dispute resolution, and exit strategy — customized to your situation. Common topics include:

Explore framework

Shared calendar

Coordinate stays, manage rentals and maintenance, and track usage with your personalized calendar.

View calendar tools

Cash rebate on your vacation home purchase

Up to ½% cash rebate on your vacation home purchase when you use one of our top local referred buyers' agents.

See how much cash you can get back!

Unique “3D” financial protection*

Exclusive access to financial protection for up to one year of property expenses in case of:

  • Death
  • Divorce
  • Disability

*Coming soon

Free vacations around the world

Your purchase includes a free one-year HomeExchange.com membership.

Exchange unused time in your home for unlimited stays worldwide at no cost!

Next step

Start your co-ownership journey today!

Find a partner, and get your dream vacation home for half the price!